Manuel has wide experience in the domestic financial sector, where he has worked in institutions such as Banco Cuscatlan S.A., Banco Interfin S.A. -today Scotiabank Costa Rica S.A-. and Financiera Acobo S.A. He has a Masters in Business Administration from Nova Southeastern University, Florida, United States of America and BA with emphasis in Banking and International Finance from the University of the Americas. He joined the group in 2005.